14491 Three Oaks Terrace Montpelier, VA $ 1,065,000
14491 Three Oaks Terrace
$ 1,065,000
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14491 Three Oaks Terrace

Montpelier, VA, 23192
$ 1,065,000
Bedrooms5 Baths4.1 Sq 5,271

Monthly Estimate*

$ 7,356

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Single Family Home for sale in Montpelier, VA

for $1,065,000 with 5 bedrooms and 4 full baths, 1 half bath. This 5,271 square foot home was built in 1989 on a lot size of 5.

Welcome to Split Oaks, a waterfront retreat situated 5 acres private acres providing exceptional outdoor living. Upon pulling down the paved driveway you will notice the peaceful waterfront setting, mature landscaping and the beautiful custom all brick home. Inside, you will find a grand 2 story foyer with wrap around staircase. To the right of the foyer is an office/study with glass French Doors for privacy, built in bookshelves in the & decorative dental molding. On the other side of the foyer is a formal dining room that flows into the eat in kitchen. The eat in kitchen has a large center island with granite countertop, ample cabinet space, stainless steel appliances, adjacent dining area & views of the lake from the kitchen sink. Adjacent to the kitchen is a Florida room with access to the back deck. The family room offers a fireplace, bar area for entertaining & more views of the water. Rounding out the first floor is a guest bedroom, full hall bathroom, powder room & laundry room. Upstairs, you will find the private owners suite with panoramic views of the lake, a fireplace, his and her separate bathrooms, which is a true luxury and a 2 walk in closets. The basement is perfect for entertaining with a bonus room with wood burning fireplace & bar, plus 2 bedrooms, a full bathroom & a built in sauna. The outdoor spaces are a true highlight, featuring an expansive brick patio with outdoor fireplace, covered dining pavilion, and multi-level deck, creating the perfect setting for entertaining or unwinding in total privacy. There is also a dock to put in paddle board or kayak. This is a rare waterfront property that blends privacy & recreation.

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Single Family Active

Price

$ 1,065,000

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 9,921

Style

Lot Size

5

Year Built

1989

Town/City

Montpelier

County/Region

Hanover

MLS | Web ID

2623486

Features
General
Interior Features Wet Bar Bookcases Built-in Features Dining Area Separate/Formal Dining Room Eat-in Kitchen French Door(s)/Atrium Door(s) Fireplace Granite Counters High Ceilings Kitchen Island Walk-In Closet(s)
Sewer Septic Tank
Heating Heat Pump Propane Zoned
Cooling Central Air Zoned
Possession Close Of Escrow
Roof Composition
Appliances Built-In Oven Dryer Dishwasher Electric Cooking Electric Water Heater Disposal Microwave Refrigerator Water Heater Washer
HOA 800
Garage Spaces 2
Association Fee Includes Common Areas
Patio/Porch Features Deck
Architectural Style Cape Cod Custom
Pool Features None
Construction Materials Brick Drywall
Year Built 1989
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
Waterfront Features Waterfront
Assoc Fee Paid Per Annually
County Hanover
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Claybank
Garage Y/N true
Total Rooms 13
Full Baths 4
Status Active
High School Patrick Henry
Zoning Description A1
MLS Area 36 - Hanover
Lot Size Units Acres
Waterfront Y/N true
Elementary School South Anna
Year Built Details Approximate
Tax Annual Amount 9921.7
Middle/Junior High School Liberty
Property Condition Resale
Days on Market 41
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 1224900
Tax Lot 17
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
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Interior
Basement Full Walk-Out Access
Flooring Partially Carpeted Tile Wood
Total Fireplaces 3
Fireplace Features Gas Masonry Wood Burning
Total Stories 1
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 5
Below Grade Finished Area 1668
Total Baths 5
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Exterior
Fencing None
Parking Features Attached Direct Access Garage Garage Faces Rear Garage Faces Side
Lot Features Waterfront
Water Source Well
Lot Size Area 5
Foundation Details Slab
Lot Size Acres 5
Door Features French Doors
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* Excluded Features
List By
Megan Napier

Listing Agent

Napier Realtors Era

Broker

megan.napier@eranapier.com

Email

Affordability Calculator

$8,182
Per Month
90%
10%
0%
Monthly Principal & Interest
$7,356
Monthly Property Taxes
$827
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
243686 Elementary School
243935 Middle School
Patrick Henry High School High School
Pricing History
DatePricePrice ChangeDescription
8/30/2026$1,065,000 Listed Price

Map


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14491 Three Oaks Terrace, Montpelier, VA, 23192 is a Single Family Home for sale at $1,065,000 with 5,271 sqft and a lot size of 5. 14491 Three Oaks Terrace has 5 bedrooms, 4.1 baths, and was built in 1989. The property's zip code is 23192 which is in Montpelier, VA