12089 Monterey Road Ruther Glen, VA $ 402,000
12089 Monterey Road
$ 402,000
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12089 Monterey Road

Ruther Glen, VA, 22546
$ 402,000
Bedrooms3 Baths2.1 Sq 2,016

Monthly Estimate*

$ 2,777

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Single Family Home for sale in Ruther Glen, VA

for $402,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,016 square foot home was built in 2024 on a lot size of 0.2813.

This is the home you have been waiting for located in Caroline Pines subdivision which is half way between Richmond VA and Fredericksburg VA. It's perfect for commuters, and it gives you the ability to own a newer home towards Northern VA at a reasonable cost. As you enter the front door you will notice the abundance of natural light that illuminates through the large open family room and office/recreation room. The primary bedroom suite which features 2 walk-in closets and a marble tiled bathroom are also on the first floor. The half bath and laundry room finish off the first floor. The second floor houses the beautiful kitchen with white cabinets and stainless steel appliances. The natural light coming through the windows upstairs gives the living room the feel of a sun room. This space is a great space for family and friends to eat and socialize. There are 2 more large bedrooms and a full bathroom on the second floor along with ample closet space. You can entertain guests outside on the deck or relax and enjoy the scenic views of nature. If you need storage space, there is ample room in the detached shed to store items. Sellers are offering $9000 towards closing cost or buyer can use it for a 2/1 buydown of the mortgage interest rate. Use Showing Time to schedule showings. Act fast so you don't miss out on this lovely home!

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Single Family Active

Price

$ 402,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,987

Style

Lot Size

0.2813

Year Built

2024

Town/City

Ruther Glen

County/Region

Caroline

MLS | Web ID

2627847

Features
General
Interior Features Main Level Primary
Sewer Septic Tank
Heating Electric Zoned
Cooling Zoned
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Water Heater Microwave Oven Refrigerator Smooth Cooktop Washer
Exterior Features Deck Porch Storage Shed Unpaved Driveway
HOA 1200
Association Fee Includes Common Areas Road Maintenance Snow Removal
Patio/Porch Features Deck Porch
Architectural Style Two Story
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Year Built 2024
Stories 2
Topography Level
Levels Two
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
Community Features Basketball Court Clubhouse Lake Playground Park Pond
Assoc Fee Paid Per Annually
County Caroline
New Construction false
Property Type Residential
Home Owner Assoc true
Subdivision Name Caroline Pines
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions From Richmond: 95N to Exit 104 (Carmel Church/Bowling Green) Merge Rt drive to light Turn Rt onto Carmel Church Loop Rd Turn Rt onto Shannon Mill Dr Rt onto Longleaf Rt onto Foxtail Dr Left onto Monterey Rd
High School Caroline
Disclosures Familial Relation Sellers Disclosure Not Available
Zoning Description RP
MLS Area 45 - Caroline
Lot Size Units Acres
Waterfront Y/N false
Elementary School Madison
Year Built Details Actual
Tax Annual Amount 1987.66
Middle/Junior High School Caroline
Property Condition Resale
Days on Market 6
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 342700
Tax Lot 249
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-10-16
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Interior
Basement Crawl Space
Flooring Partially Carpeted Vinyl
Total Stories 2
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Thermal Windows
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
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Exterior
Fencing None
Parking Features Driveway No Garage Oversized Unpaved
Lot Features Level
Water Source Public
Lot Size Area 0.2813
Lot Size Acres 0.2813
Door Features Sliding Doors
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* Excluded Features
List By
Camona Murray

Listing Agent

United Real Estate Richmond

Broker

Camonasellshomes@gmail.com

Email

Affordability Calculator

$2,942
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,777
Monthly Property Taxes
$166
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1821066 Elementary School
4403037 Middle School
Caroline High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2026$402,000 Listed Price

Map


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12089 Monterey Road, Ruther Glen, VA, 22546 is a Single Family Home for sale at $402,000 with 2,016 sqft and a lot size of 0.2813. 12089 Monterey Road has 3 bedrooms, 2.1 baths, and was built in 2024. The property's zip code is 22546 which is in Ruther Glen, VA